Etsy Profit Calculator Canada

Etsy fees in Canada: tax on fees and where your buyer lives

Two details shape what an Etsy order costs a Canadian shop. One is your GST/HST registration, which decides how much tax Etsy adds to its fees. The other is the buyer's address. Etsy charges 3% + CA$0.25 to process an order from a buyer in Canada or the US, and 4% + CA$0.25 when the buyer is anywhere else. So a US buyer costs you no more to process than a buyer in your own province.

Every rate in this guide comes from Etsy Help and was last checked on 24 September 2026. Both processing rates are listed on Etsy's payment processing page.

How GST/HST lands on Etsy fees

Etsy charges 5% GST on its fees, or 13% to 15% in the HST provinces. Which fees carry it depends on whether you are registered.

• Registered for GST/HST: tax on every fee Etsy charges you.
• Not registered: tax only on three fees: listing, regulatory and Offsite Ads. The transaction and processing fees are left untaxed on orders where Etsy has already collected tax from the buyer.

This is the only place where a hobby shop and a business are treated differently. Etsy's page on tax charged on seller fees has the full rules.

A CA$35 knitted hat, step by step

The hat sells for CA$35.00 with CA$7.00 shipping to a buyer in Canada. Yarn cost CA$11.00 and the shipping label CA$5.50, so costs come to CA$16.50. The seller is not GST/HST registered, so 5% GST applies only to the listing and regulatory fees.

1. The buyer pays CA$35.00 + CA$7.00 = CA$42.00.
2. Listing fee: $0.20, converted to about CA$0.28.
3. Transaction fee: 6.5% of CA$42.00 = CA$2.73.
4. Processing: 3% of CA$42.00 is CA$1.26, plus CA$0.25 makes CA$1.51.
5. Regulatory operating fee: 0.5% of CA$42.00 = CA$0.21.
6. GST: CA$0.28 + CA$0.21 = CA$0.49, and 5% of that is about CA$0.02.
7. Etsy's total: CA$4.75, which is 11.31% of the order.
8. Profit: CA$42.00 minus CA$4.75 minus CA$16.50 leaves CA$20.75, a 49.4% margin.

Ship the same hat to a buyer outside Canada and the US and processing rises to 4% + CA$0.25. The extra point is 1% of CA$42.00, or CA$0.42, and it comes out of your profit.

A lower regulatory fee since June

Canadian shops pay a 0.5% regulatory operating fee on the item, the shipping and any gift wrap, which Etsy uses to cover digital services taxes. The rate fell from 1.15% to 0.5% on 22 June 2026. Many fee calculators still show the old rate. At 1.15%, the hat order would have paid 1.15% of CA$42.00, about CA$0.48, instead of today's CA$0.21. The current figure is on Etsy's regulatory operating fee page.

Ads, currency and the smaller fees

Etsy fixes two amounts in US dollars. The $0.20 listing fee comes to about CA$0.28, and the $100 cap on any single Offsite Ads fee to about CA$140.54, both at the 23 September 2026 exchange rate. The listing fee is due on publishing, at each four-month renewal or after a sale, and for every extra unit bought from a multi-quantity listing.

Offsite Ads are Etsy's own ads on Facebook, Bing, Pinterest, Instagram and Google. An order placed within 30 days of a click costs 15%, or 12% once the shop passes $10,000 in a 365-day period. On the hat, 15% is CA$6.30. Because unregistered sellers pay GST on this fee, 5% of it, about CA$0.32, comes on top. The profit falls from CA$20.75 to CA$14.13. Shops under $10,000 can opt out, as Etsy's Offsite Ads page explains.

Pricing listings in anything but CAD costs another 2.5% of each sale for currency conversion. Etsy Plus, at $10 a month, is optional and gives 15 listing credits plus a $5 ad budget.

Matching the calculator to your shop

Enter the item price, shipping and any extras, then your costs. With the country set to Canada, choose a domestic buyer or one abroad. A buyer in the US gets the domestic rate. Tick GST/HST only if you are registered, and turn Offsite Ads on just for ad-driven sales. To work backward, switch to “What price I need”. For the hat, a CA$21.00 profit needs a price of CA$35.28, and a 40% margin needs CA$27.10.

Ways Canadian shops keep more

• Price US orders like local ones. They get the 3% processing rate, so your US shipping profile does not need the extra cushion an overseas one does.
• Load overseas shipping with the difference. On a CA$42.00 order the extra 1% is CA$0.42.
• Set your GST/HST status correctly. Registered sellers pay tax on every fee, so the box changes the result.
• Rework old prices at 0.5%. Prices built on the 1.15% rate may have more room than you thought.

Canadian seller FAQ

Does Etsy count a US buyer as international for processing?

No. Buyers in Canada and the US both get 3% + CA$0.25. Only buyers outside those two countries pay the 4% + CA$0.25 rate.

I'm not registered for GST/HST. Why is there tax on my fees?

Unregistered sellers still pay GST or HST on the listing, regulatory and Offsite Ads fees. They skip it on the transaction and processing fees when Etsy has already collected tax from the buyer. In the hat example that leaves CA$0.02 of GST.

How much did the June 2026 change save?

The regulatory operating fee went from 1.15% to 0.5%. On the CA$42.00 hat order that means about CA$0.48 at the old rate against CA$0.21 now.